A woman of 71 died at the scene of a road crash after she pulled out of a side-road into the path of an oncoming Jeep Grand Cherokee.
Gillian Bradley, of Witham Road, Woodhall Spa, was fatally injured in her Mazda on the A157 at Burgh on Bain.
Four members of the family of five in the Jeep – a mum and her three children – sustained minor injuries in the crash on January 18.
An inquest in Spilsby on Wednesday heard the Jeep driver, Lee Thomas, saw the Mazda when he was some distance away from the junction.
He said: “It was stopped. I could see it from a good way away – it never moved and then, at the last minute, it pulled out in front of us.”
Assistant central Lincolnshire coroner Marianne Johnson asked: “What did you do?”
Mr Thomas replied: “Hit it.”
He said there was no time to avoid the Mazda and he ended up on the opposite verge as he had to avoid an oncoming car.
A statement from his wife, Lynsey, who was in the passenger seat, said the family were on their way to Six Hills, towing a trailer, at the time of the accident.
She said the Mazda moved slowly into their lane.
“At this point I knew they hadn’t seen us and we were going to crash,” she said.
Witness Sally Graves, who was travelling in the opposite direction to the Thomas family, said the Mazda emerged and the collision forced the Jeep “onto my side of the road”.
She ran over to the Mazda and could see the driver’s side was “all smashed in”.
Police forensic accident investigator Stewart Cooke said there had been seven minor injury collisions and two serious injury collisions at that spot in the last five years – and a fatal collision there in 1994.
Mrs Johnson recorded a conclusion that Mrs Bradley died as a result of a road traffic accident.
A post-mortem examination showed the pensioner died from multiple injuries.